Yes, we know you’re fabulous, but does your bank account reflect it? It’s annoying that we, women, still earn and save so much less than men. So what are we going to do about it? No one else can fix this gender gap. Not the White House, not Nancy Pelosi, not even Oprah or Suze Orman. We have to recognize our own self-worth and create our own wealth, whether that be by learning more here about the best stock market moves we can make, or be it with investing in ourselves. Either way, here are 6 financial steps every woman should take in 2010 from the ladies who rule our money-spending and saving ways, the coolest daily financial advice – DailyWorth.com (if you have any interest in
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DECLARE YOURSELF WORTHY
You’re awesome. Make sure it’s reflected in your paycheck–you’re not on sale. Learn how to ask for what you want, and you’ll be surprised how often you hear “yes.” Come out of your comfort zone. Cryptocurrency is the new thing to invest in, so why not check out an ETH Casino or a Bitcoin gambling site to gain some experience with using this form of currency? Step outside of the box and make money something you are in control of.
We know, true wealth is more than just money. But for the sake of this conversation, we’re talking about cash–and lots of it. The kind that can fund charities, allow you to take time off, fund a restful and comfortable retirement AND pay for the college educations of all of your grandkids, should you choose. Many women have ambivalent feelings about earning that sort of personal comfort-wanting it, deserving it, seizing it. Embracing wealth doesn’t have to mean sacrificing your self. Money is a tool that helps to engineer the life you want.
GET IN THE SAVING HABIT
It’s not how much you make, it’s how much you save. Make saving a regular habit. You wouldn’t skip paying the electric bill, but talking about electrical bills you could also have a look at Simply Switch who can help you get the cheapest electric bill (that way you save as much as you can). Don’t skip savings! Prevent impulse withdrawals. Have multiple savings accounts: one for emergencies (job loss, injury), one for unexpected expenses (car repairs, lost phones) and others for vacations, gifts. Of course, if you have some money left over, it might be worth looking into some of these Trading Apps to see if you could make yourself some more money. By investing money into stocks and trading them, you should be able to make more.
Debt isn’t just what you owe, for millions of people debt has become a way of life. If you’rein debt, tear apart your brain, soul, psyche (and read a few months’ worth of credit card bills) until you get to the bottom of why you’re spending more than you have. Then, make the tough choices to dig yourself out of that hole and live a profitable life.
CHANGE YOUR MIND
Rid yourself of psychological issues– Chuck the Rescue Fantasy, ditch the Princess Problem, or lose the Life of Noble Poverty.
BECOME MONEY SAVVY
Don’t know the difference between an IRA and a Roth IRA? Don’t know how home equityloans work? It’s time to take your financial education into your own hands, girl!
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